Obiekt

Tytuł: Financial capability among low-income households in rural parts of Poland

Autor:

Potocki, Tomasz

Opis:

Argumenta Oeconomica, 2019, Nr 2 (43), s. 85-114

Abstrakt:

This paper examines low-income households’ financial capability by looking at their financial literacy, financial behaviour as well as financial inclusion. Using the data from micro-study, the author proves that even though financial literacy among low-income households is very low, most financial behaviour (especially the basic ones like managing a financial budget) are rather high. It seems that being financially illiterate does not stop low-income households from being financially capable, which might be mainly connected with some social and environmental factors that shape their capability and help low-income members of households to find some other ways of achieving satisfactory level of financial behaviour than just through increasing financial literacy. Moreover, having little money forces low-income households to become very careful financial decision-makers. Additionally, the multivariate analysis has shown that being financially literate (especially risk and debt literate) and being financially included are key latent factors in understanding financial capability among low-income households from rural regions of Poland. These two factors also play a significant role in understanding the adaptation to low-income among the polled households (measured by the marginal effects of pseudo-R2 ratio in logit model)

Wydawca:

Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu

Miejsce wydania:

Wrocław

Data wydania:

2019

Typ zasobu:

artykuł

Identyfikator zasobu:

doi:10.15611/aoe.2019.2.04 ; oai:dbc.wroc.pl:73313

Język:

eng

Powiązania:

Argumenta Oeconomica, 2019, Nr 2 (43)

Prawa:

Wszystkie prawa zastrzeżone (Copyright)

Prawa dostępu:

Dla wszystkich w zakresie dozwolonego użytku

Lokalizacja oryginału:

Uniwersytet Ekonomiczny we Wrocławiu

Tytuł publikacji grupowej:

Argumenta Oeconomica

Kolekcje, do których przypisany jest obiekt:

Data ostatniej modyfikacji:

26 maj 2022

Data dodania obiektu:

15 lis 2019

Liczba wyświetleń treści obiektu:

748

Wszystkie dostępne wersje tego obiektu:

https://dbc.wroc.pl./publication/141938

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Wyświetl opis w formacie OAI-PMH:

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