Title:

Komercyjne ubezpieczenie od ryzyka utraty pracy – analiza rezerwy składki netto

Group publication title:

Śląski Przegląd Statystyczny = Silesian Statistical Review

Title in english:

Individual unemployment insurance – the analysis of net premium reserves

Creator:

Dębicka, Joanna

Subject and Keywords:

zasiłki dla bezrobotnych ; ryzyko ; system ubezpieczeń społecznych ; unemployment benefits ; risk ; social insurance system

Description:

Śląski Przegląd Statystyczny = Silesian Statistical Review, 2010, Nr 8 (14), s. 25-53

Abstrakt:

The insurance reserve for an insurance contract is a difference between the actuarial value of future benefits and net premium. One of the ways of calculation of reserves is the prospective method. In the article a model for an individual insurance for financial consequences of unemployment is proposed. Net premiums and insurance reserves are calculated according to the method used in life insurances. In order to simplify the form of formulas, we use matrix notation introduced in [Dębicka, Mazurek 2008; Dębicka, Macierzowa reprezentacja...]. This approach enables us to give a flexible tool for the analysis of profits of multistate insurance contracts and makes the numerical procedures to be implemented easier. The aim of this paper is to analyze net premium reserves for unemployment insurances. Numerical examples are based on data taken from Labour Department in Jelenia Góra for 2004

Publisher:

Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu

Place of publication:

Wrocław

Date:

2010

Resource Type:

artykuł

Format:

application/pdf

Language:

pol

Relation:

Śląski Przegląd Statystyczny = Silesian Statistical Review, 2010, Nr 8 (14)

Rights:

Wszystkie prawa zastrzeżone (Copyright)

Access Rights:

Dla wszystkich w zakresie dozwolonego użytku

Location:

Uniwersytet Ekonomiczny we Wrocławiu