Title:

Households on Savings Market in Poland - Challenges and Opportunities

Group publication title:

Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu

Title in english:

Polskie gospodarstwa domowe na rynku oszczędności - wyzwania i możliwości

Creator:

Wójcik, Ewa

Subject and Keywords:

savings ; households ; financial instruments ; consumption

Description:

Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu = Research Papers of Wrocław University of Economics; 2010; Nr 125, s. 170-190

Abstrakt:

The article addresses the issue of individual savings which is of key importance for current economies. The critical role of households is visible on the market as their decisions determine supply of goods and services. Competition is tough and households have ample opportunities to choose from. Their modest funds are invested in different instruments, but the structure of savings reflecting their preferences shows that their decisions are not based on sound financial knowledge and maturity. Consumption is a priority of households and they often cover expenditure with credits. Challenges and opportunities of savings market are discussed with reference to households' behaviour and its determinants with focus on specific features of Polish households.

Publisher:

Publishing House of Wrocław University of Economics

Place of publication:

Wrocław

Date:

2010

Resource Type:

artykuł

Language:

eng

Relation:

Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu = Research Papers of Wrocław University of Economics; 2010; Nr 125 ; Financial Sciences, vol. 3

Rights:

Wszystkie prawa zastrzeżone (Copyright)

Access Rights:

Dla wszystkich w zakresie dozwolonego użytku

Location:

Uniwersytet Ekonomiczny we Wrocławiu

Coverage:

Dofinansowano z programu "Społeczna odpowiedzialność nauki" Ministra Edukacji i Nauki (SONB/SP/546390/2022). Tytuł projektu: Upowszechnienie zawartości czasopisma Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu