Title:

Selected residential mortgage loan risk factors and their impact on household stability in Poland

Title in english:

Wybrane czynniki ryzyka hipotecznych kredytów mieszkaniowych i ich wpływ na stabilność gospodarstw domowych w Polsce

Creator:

Willmann, Mariola

Subject and Keywords:

residential loans ; credit risk ; fx risk ; interest rate risk ; financial standing of households

Description:

Nauki o Finansach = Financial Sciences, 2011, Nr 1 (6), s. 208-222

Abstrakt:

The article provides a brief presentation of the residential mortgage loan portfolio structure with a special focus on the portfolio’s quality and its potential fluctuations resulting from the materialization of the analyzed risk factors. The presentation will consider first and foremost to what extent selected risk factors related to residential mortgage loans influence stability and financial standing of households. For reasons of space, the following selected factors will be discussed in the paper: loan currency, LTV, FX rates fluctuations and the term of the loan. Theoretical discussion has been illustrated by several figures and tables

Publisher:

Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu

Place of publication:

Wrocław

Date:

2011

Resource Type:

artykuł

Language:

eng

Relation:

Nauki o Finansach = Financial Sciences, 2011, Nr 1(6)

Rights:

Wszystkie prawa zastrzeżone (Copyright)

Access Rights:

Dla wszystkich w zakresie dozwolonego użytku

Location:

Uniwersytet Ekonomiczny we Wrocławiu