@misc{Worach-Kardas_Halina_System_2005,
 author={Worach-Kardas, Halina},
 year={2005},
 rights={Wszystkie prawa zastrzeżone (Copyright)},
 publisher={Wydawnictwo Akademii Ekonomicznej im. Oskara Langego we Wrocławiu},
 description={Prace Naukowe Akademii Ekonomicznej we Wrocławiu; 2005; nr 1088, t. 2, s. 375-382},
 language={pol},
 abstract={Retirement pay and pensions, most frequently, understood as an element of the social policy in many cases means a considerable burden on the public finances.The article deals with the recent reconstruction as regards old-age security system in Poland. The most important premises for the reform introduced in 1999 were financial problems of the old-age pensions system (aging population, transformation of the economy high unemployment rate, and the like). A starting point for the considerations is identification of the basic condition of the recent state of the reform.The article deals with the process and costs of modifying the still existing repartition system into the three pillars system. The assumption was also made that the base old-age pension in the future will have to be supplemented with voluntary savings by the households. (original abstract},
 type={artykuł},
 title={System repartycyjny i kapitałowy w ubezpieczeniach emerytalnych w świetle uwarunkowań demograficznych},
}