@misc{Kata_Ryszard_Banki_2005, author={Kata, Ryszard}, year={2005}, rights={Wszystkie prawa zastrzeżone (Copyright)}, publisher={Wydawnictwo Akademii Ekonomicznej im. Oskara Langego we Wrocławiu}, description={Prace Naukowe Akademii Ekonomicznej we Wrocławiu; 2005; nr 1070, t. 1, s. 412-419}, language={pol}, abstract={The subject of the study is analysis of efficiency of activity and dynamics of development of cooperative bank sector in Poland in years 1996-2003. In the elaboration has been compared economical and financial results of cooperative banks with commercial banks to verily the hypothesis that local financial institutions - which are cooperative banks - can be effective on market so as commercial banks.}, type={artykuł}, title={Banki spółdzielcze jako lokalne instytucje finansowe na tle sektora bankowego w Polsce}, }