@misc{Jankowska_Renata_Wykorzystanie_2005,
 author={Jankowska, Renata and Woźniewska, Grażyna},
 year={2005},
 rights={Wszystkie prawa zastrzeżone (Copyright)},
 description={Prace Naukowe Akademii Ekonomicznej we Wrocławiu; 2005; nr 1068, s. 83-90},
 publisher={Wydawnictwo Akademii Ekonomicznej im. Oskara Langego we Wrocławiu},
 language={pol},
 abstract={The European and world financial market is created by two main factors: European integration and information technology that lead to the development of e-commerce. Both of them affect Polish co-operative banking sector. Nowadays, it is necessary for co-operative banks to invest in new technology. Investing in IT is determined by law regulations and the need to create modem, competitive banking services. The paper presents some results of the research into IT application in Polish co-operative banks.},
 title={Wykorzystanie technologii informatycznej w polskich bankach spółdzielczych w kontekście rozwiązań Unii Europejskiej},
 type={artykuł},
}